Will mortgage lenders insure this?
Eavesdrop checks up to 66 public registers to flag factors that change how willing mortgage lenders are to lend on a property. Some properties fall outside standard underwriting — not because they are uninhabitable, but because of legal, structural, or building-safety characteristics that lenders have decided to price differently.
The panel appears on every report. Each flag names the affected lender pool in plain English so you know what you are walking into before you instruct a solicitor.
The three tiers
Most lenders refuse
Most high-street lenders will decline
The property has at least one characteristic that causes most mainstream lenders to decline outright. A specialist lender, cash purchase, or remediation before exchange is typically required. This is not necessarily a walk-away signal — it is a signal that the financing path is non-standard and that you must verify it before committing to legal fees.
Common triggers: lease under 60 years remaining, RAAC (reinforced autoclaved aerated concrete) detected, cladding failure category 1 or 2, non-standard structural movement, or floor area under 30 m² studio.
Where does the data come from?
Every flag cites a named public register: HM Land Registry title register (lease length), the Cladding Safety Scheme (EWS1 status), MHCLG floor area data, satellite vision (storey count), and listing parser signals (construction type, above-commercial flag). No flag is produced by LLM inference — each one is a deterministic rule applied to rule-extracted data. The citation appears beneath each flag in the report.
Check the actual registers
Paste any Rightmove, Zoopla, or OnTheMarket URL. Get a report checking up to 66 sources — including lease length, EWS1, and construction type — before you commit to legal fees.
Run a report — from £9.99